Compulsory occupational injury insuranceAn insurance that covers workplace injuries
Workers’ compensation insurance covers you and your employees if you are injured at work. The insurance is mandatory for all employees, whether they are paid or unpaid. A workplace injury can be as simple as tripping over a cable. Your mandatory workers’ compensation insurance ensures compensation and benefits in a wide range of cases.
Mandatory insurance
Mandatory for all limited companies and companies with employees.
Free emergency psychological support
At no additional cost.
Security for your employees
Mandatory, but most importantly: peace of mind for your staff.
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Mandatory insurance
All included. Also emergency psychological support
Get help immediately and in the aftermath of the accident. Covers emergency psychological support for the injured person, their partner, and other employees who may need assistance.
Compensation if a workplace injury permanently reduces your or an employee’s ability to work and earn an income. The size of the payout reflects how much earning capacity has been lost.
Compensation if a workplace injury leads to long-term health issues in daily life. Compensation is given for a permanent injury of 5% or more.
Covers expenses to get you back on track. For example physiotherapy, medicine, aids, or transport to treatment — and also dental injuries.
Hopefully it will never be needed. But if you or an employee dies as a result of a workplace injury, the surviving spouse/partner and children are entitled to compensation.
If your glasses, contact lenses, or prescription sunglasses are damaged at work, you can get compensation for repair or replacement.
Who must be covered by workers’ compensation insurance?
As an employer you are required to have a workplace injury insurance for all employees — paid or unpaid. If you are a director in an ApS or A/S, you must be covered by the company’s workers’ compensation insurance. The same applies to shareholders who work in the company.
How we help if an injury happens
If an accident happens, it’s important that you and your employee feel safe. With us, you can easily file a claim online or over the phone. Our team will then handle the case and keep you informed throughout the process so you can focus fully on your employee’s wellbeing.
Questions about occupational injury insurance?
Workers’ compensation insurance (arbejdsskadeforsikring) is a statutory insurance that covers employees in the event of workplace accidents or occupational illnesses. It provides compensation for lost earnings, medical expenses and other relevant losses.
All employers in Denmark are required to take out workers’ compensation insurance for their employees. This applies to full-time, part-time and temporary staff alike.
Our workers’ compensation insurance covers, among other things:
- Workplace accidents that happen at the workplace.
- Occupational illnesses caused by working conditions.
- Medical expenses related to the injury.
- Compensation for lost earnings.
No, the insurance only covers injuries that occur during work – both at the workplace and during working hours.
Yes, it is required by law if you have employees in your business.
The price depends on your business, but at Plain we find a solution that fits your needs.
Yes, you can always adjust the insurance. As your business grows, you’ll receive a new quote that matches your company’s development.
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